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Mon, Sep 29th - 11:47AM

Love and Communication

History's Greatest Lovers

The Five Love Languages



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Mon, Sep 29th - 10:51AM

Bikini Fashion News
The Fashion eZine - Bikini Fashion News


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Mon, Sep 29th - 7:29AM

European banks collapsing despite US bailout
World stocks tumbled further today, as three European banks became the latest casualties of spreading credit woes, and news that Citigroup would purchase rival Wachovia Corp. overshadowed Washington's bailout plan.

The Belgian, Dutch and Luxembourg governments rescued financial firm Fortis over the weekend to prevent a domino-like spread of failure.

The U.K. government said lender Bradford & Bingley's branch network will be sold to Spanish bank Santander and the remainder of the group will be nationalized.

Moreover, Iceland's government bought a 75% stake to take control of Glitnir bank after the bank's funding position deteriorated in recent days, knocking the crown currency to record lows against the euro.

German lender Hypo Real Estate struck a last-minute deal with the government and a consortium of banks to resolve a refinancing squeeze.

In the United States, Citigroup Inc. is acquiring the banking operations of Wachovia Corp. in a deal supported by the U.S. government.

The Federal Deposit Insurance Corp. made the announcement this morning as Wachovia became the latest institution to succumb to anxiety over mounting losses tied to toxic assets.

The money market remained frozen with banks refusing to lend to one another for all but the shortest periods, prompting central banks in Europe and Asia to pump in more cash.

U.S. lawmakers are due to vote today on a $700 billion toxic debt fund after more than a week of negotiations. The $700 billion will be added to the US National Debt and will be paid for by American taxpayers, allowing many of the rich and wealthy working for America's investment banks to keep their jobs.

"One sees now, that not only American but also European banks are affected and that the crisis is after all global," said Carsten Klude, strategist at MM Warburg.

"A rescue plan worth 700 billion is simply not enough to overcome the crisis for the foreseeable future. If anything, all the real economy problems will escalate as a result in the foreseeable future."

The US bailout will help American investment banks (and their upper class employees) in this credit crisis, but the rest of the world's banks will be financially screwed.

If a global recession pulls down the American economy with it, whats the point of a bailout? American banks are only the tip of the iceberg.
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Mon, Sep 29th - 7:11AM

64% of Canadians plan to register for no-call list

Nearly two-thirds of Canadians are tired of telemarketing calls and plan to register their phone numbers on the CRTC's new national do-not-call list, which takes effect tomorrow (Sept 30th), a new poll suggests.

Once a number is on the no-call registry, telemarketers will be barred from dialing that number, or face a hefty fine if they do. The maximum fines for individuals and companies telemarketing are $1,500 and $15,000, respectively.

The poll, conducted for the Marketing Research and Intelligence Association, indicates 51 per cent of Canadians are aware of the no-call list, up from 44 per cent at the same time last year.

Once respondents were informed of the list, 64 per cent said they planned to register their phone numbers.

The poll for the association, which represents the majority of the country's advertising and market research companies, also suggests 61 per cent of Canadians believe exemptions from the no-call list – which includes pollsters, researchers and government agencies – will not affect the list's ability to stop calls from unwanted telemarketers.

When compared with a similar poll conducted last year, Canadians' awareness of the no-call list is up seven percentage points, a number Wycks attributes to media coverage and campaigns from advocacy groups. The polls were conducted as part of the research association's program to promote the power of public opinion in a democracy, Wycks said.

The United States has had a no-call registry since 2003, with similar exemptions for research firms.

The confidence Canadians have in a list's ability to block telemarketing calls despite the exemptions is justified, Wycks said. A poll by the American firm Harris Interactive of 2,565 U.S. adults surveyed online between Oct. 9 and Oct. 15, 2007 indicated 72 per cent of Americans had registered their telephone numbers for the U.S. no-call registry, with 18 per cent reporting they received no telemarketing calls.

About 59% said they still received some calls, but far fewer than before they signed on.

See also:

 

Dealing with Telemarketers  and their Economics

Advertising in America

Telephone Marketing And SPAM Should Be ILLEGAL!


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