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Washington Car Loans Ė #1 Trusted Auto Financing Program with Low Rates - RSS feed - Add to Google

Mon, Oct 21st - 12:39AM

Immediate Approval on Washington Car Loans - Your Dream Car can be yours immediately

A car loan is perfect when you get it immediately and that too, with the best rates. Now, you donít have to search for the best auto financing options in the Evergreen State. Washington Car Loans is here to provide you rates as low as 2.45%.

Apply for FREE Auto Loan Quotes

Do not worry if bad credit history is troubling you because Washington Car Loans can be availed by anyone and everyone. Over thousands of Washingtonians have taken advantage of bad credit auto loans. As the interest rates are extremely low, improving credit score has actually become a possibility for sub-prime car buyers.

Unavailability of down payment and co-signer will not affect your chances in getting flexible loan terms. Start your auto loan application today and get no obligation auto loans instantly.


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Mon, Oct 21st - 12:30AM

Washington Car Loans with No Down Payment - Getting Guaranteed Approval is Simpler than it seems

Is the thought of down payment troubling you? You can now enjoy Washington auto loans without down payment. Anyone can apply online and qualify for guaranteed Washington car financing with no money down. Bad credit or no credit wonít cause any problem in approval.

Washingtonians with no credit can also apply without any tension. Easy qualification criteria require you to earn just $1,000 per month. No application fees and zero pre-payment penalty make Washington car loans perfect for car buying. Apply now.


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Mon, Oct 21st - 12:26AM

Washington Bad Credit Auto Loans - No Fear when you can get Quick Approval

No matter you live in Seattle, Spokane or Spanaway. It is not crucial if you live in Vancouver or Tacoma. Every Washingtonian needs a car. And, what makes car buying difficult? The answer is definitely bad credit history. If you have been troubled by bad credit, itís time to fight it.

ďAll Things are ready, if your Mind be so.Ē

These words from Henry V perfectly reveal the secret of getting bad credit auto loans in Washington. You can be ready for securing guaranteed approval only when your mind is ready. Begin with a positive attitude. Only strong-willed can endure the preparation of securing a car loan in Washington.

Remember that bad credit can be tackled effectively only by preparing for the WA car loan process. This WA car loan guide will help you in getting approved with a bad credit score.

Shocks are never good

It is quite understandable that knowing your exact bad credit score will make you more nervous. But, you must face the truth and get your true credit score. Also, be prepared to analyze your credit report. It is essential because credit bureaus often commit mistakes in making reports. So, put on your reading glasses and get down to work.

Nothing better than Reality on Paper

No matter how confident you are of securing bad credit Washington car loans, lenders will only have confidence on written proof. Consider it from lenderís point of view. You have bad credit history which means you were not able to handle your financial transactions in past. This makes you a risky investment. But, you can negate the risk by providing a proof of regular income and stable employment. WA lenders will also require you to show receipts of utility bills. This will ensure that you are regular in making payments.

Pay attention to Down Payment

Bad credit history is caused by inability of making regular payments. WA lenders donít want a risky deal and thatís why; they will insist on down payment amount. Keep in mind that down payment is that one thing which can change any lender/dealerís mind. Higher the down payment amount, better it is.

Itís okay if you cannot manage a cash down payment. There are other ways to make a down payment and that too without taking out a single penny from your pocket. You can trade-in your old car or use cash rebates from the new car as down payment.

This is how you can get approved for a bad credit auto loan in Washington. By following the tips mentioned in this bad credit car loans guide, car buying will become extremely easy in Washington. Forget every agony that bad credit has caused you because this article will only lead you to success.


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Mon, Oct 21st - 12:20AM

Guaranteed Approval on Washington No Down Payment Auto Loans Ė Dream come True

Cars and cars loans are practically the same. Everyone who wants a car in Washington needs WA auto loans. With the entry of several lenders and the wide availability of online auto financing in the Evergreen State, car financing has become very easy. But, now the real problem is managing a down payment for your car. Getting together money for money down is a real pain and it often postpones a Washingtonianís plan of buying the beauty on wheels.

But, you need not worry about down payment because there are lenders who offer 0 down payment auto financing option to car buyers of Washington. Getting guaranteed approval on such an amazing car loan program is easy when you follow the simple steps mentioned in this car financing guide. So, strap your seat belts because the ride to no down payment auto loans is going to start soon.

No Down Payment Ė Not a Dream Anymore

Down payment is impractical. When some gets a car loan, he/she doesnít have ready cash. This means getting a down payment will be difficult for him as well. Luckily, for people living in Washington Ė be it Seattle, Marysville, Spokane, Lynnwood or Rock Island, you can get zero down payment auto loans program. Hereís how you can take hold of the best car loan program without down payment. Approval is guaranteed!

Get Ready for Guaranteed Approval on No Down Payment Auto Loans in WA!

Know your Financial Status

A car will definitely up your status but is your financial status ready for it? You must know your affordability. If you are financially incapable of making regular payments on your Washington 0 down auto loans, it will harm your credit score. So, donít buy a car without thinking of future payments. Calculate your income and expenses and also remember that you will have to expend on car. There are many costs that arise when you buy a car like registration fees, fuel, repairs and maintenance expenses, etc.

Review your Credit Report

It is essential that you know your credit report like the back of your hand. Thoroughly scrutinize the report and look for any error or unjustifiable transaction. Inform the credit bureau regarding all error entries. This will aid in improving your credit score. If you can manage to pay-off few of your debts, it will work wonders for securing an auto loan without down payment in Washington.

In Pursuit of a Co-Signer

Once you start working on getting guaranteed credit approval on no money down auto loans in WA, you must get ready to search a co-signer. Down payment and co-signer are important for the lender. They become imperative when you have bad credit history. So, when you decide to avoid down payment, it is crucial that you work on the other essential factor. Begin your inquest for someone with a good credit score to become your co-signer.

Trade-in and Rebates can Give You Tremendous Relied

Lenders of Washington understand that it is not possible for everyone to get 10%-20% money as down payment. Itís okay if you donít have cash down payment. But, hereís one tip if you are short of money Ė use your old car as trade-in. A trade-in will lower your car loan amount and will have the same benefits of a down payment. You can also use your cash rebates as down payment and avoid paying money out of your pocket.

Simple Search for No Down Payment Auto Loans

With the help of your internet, you can easily search for zero down payment auto loans. E.g. If you live in Lacey, WA, you can type ďLacey, WA auto loansĒ , ďCar Loans Lacey 98503Ē or just the zip code and search for auto loans. In the same way, if you are resident of Vashon, WA, then search ďVashon, WA 98070 car loansĒ and find car lenders in your area. Make sure that you choose a reliable and trustworthy lender.

See, itís really simple to enjoy guaranteed approval on Washington no down car financing. Truly, car buying without down payment was never this simple. So, donít wait for anything else. This is as best as it can get! Get your no down payment auto loans program today!

Rapid Car Loans is the most preferred online auto financing company for getting guaranteed approval on WA no down payment auto loans. Bad credit history wonít trouble you in getting instant approval and low interest rates on Washington auto loans. Apply now and drive your dream car without down payment!


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Mon, Oct 21st - 12:09AM

Seattle Auto Loans - Guaranteed Approval on a Better Car Loan Deal

The Emerald city has everything from sea, rivers, forests, lakes to hills. Having such a large topography offers great options for recreation. And, what better way to reach places than your own car? Yes, you can easily buy a car in Seattle. Most Seattleites, like Americans, donít have access to ready cash. But, people of Seattle do have access to affordable and instant car loans. If you live in the port city and want to buy a new or used car, this article will prove to be your one-stop guide in securing a low rate auto loan.

What Factors are considered for Getting Approval on Auto Loans in Seattle?

Credit Score

Your credit score and credit history give the idea of your loan repayment ability. Lenders understand the credit risk associated with you when they study your credit report. If you have late payments, bankruptcy or repossession, the lender will be reluctant in offering Low Rate Seattle Car Loans.

Income and Employment

Even if you have an excellent credit score, a job is very important. If you donít earn well, no lender will give you a car loan. When you have no job and no income, you wonít be able to repay loans. So, lenders want you to earn at least $1,000 per month.

Down Payment

The initial upfront amount that you pay reduces the Seattle car loan amount. When you make a down payment, the lender is assured of your financial capacity. He knows that you are capable of making huge payments and so, regular monthly payments wonít be any problem for you. This helps in getting instant approval.

Co-Signer

When you ask someone with a good credit score to co-sign your Seattle auto loan, the lender is assured of his money. He knows that he can get his money from the co-signer if you stop making payments.

Car Type

A lot depends on the type of car you are buying. If you are buying a new car, you will have slightly lower rates because the car comes with warranty. Also, it is generally assumed that new cars have lesser repairs and will work for a longer period of time. When you buy a used car, you have the benefit of lower loan amount. Although the interest rates may be a bit higher because higher cost of repairs, used car are a better option for people with low income and bad credit borrowers.

Manufacturing Year

If you buy a very old car, lenders wonít approve your Seattle car loan. This is because a very old car wonít be useful as collateral. So, donít choose a car that is older than seven years.

How to Get Guaranteed Approval on Seattle Auto Loans?

When you have to buy an automobile with Seattle car financing Washington, you must adopt a strategic approach. You can get an auto loan even when you have a bad credit score or no credit history. The only thing important is that you concentrate on other aspects of car loan approval criteria if you donít have a good credit score.

If your credit score is low, go for a higher down payment. If you cannot make a down payment, search for a co-signer. Everything is possible when you understand the process of getting approval on your car loan in Seattle. Next time you want to buy a car in Seattle, improve on other aspects if you are weak in one of them.

Why is it Easy to Get Instant Approval on Auto Loans in Seattle?

Seattle is the third busiest port of the nation. Due to large number of customer base, there is high competition in the auto loan market. Lenders are offering auto loans to all types of credit borrowers because they donít want to lose any opportunity of getting business.

Just remember that if you pay your bills on time and have a steady job, no one can give you a hard time.

If bad credit is troubling you in getting a car loan in Seattle, Rapidcarloans.net can help you. We have several subprime lenders who offer affordable bad credit auto loans Washington. Apply now and buy your dream car in Seattle!

All the best!


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Thu, Oct 17th - 1:19AM

How to get Low Rates on WA Bad Credit Automobile Financing?

We, Americans are all proud car lovers. Cars are a necessity for everyone and more so, if you are living in Washington. Travelling in the Evergreen State, a car is indispensable as there is very little public transportation outside the main cities. Also, it offers a well-maintained road network which means cars are the most convenient way to travel.

The only thing that causes a hurdle while buying a car is your bad credit score. If your bad credit score is troubling you, then this article is for you. There are several Americans dealing with bad credit scores and yet are able to get a reasonable auto loan.

Washingtonians! Even you can buy your dream car irrespective of your bad credit score. How do you do it? Here are few tips to help you avail a bad credit auto loan.

Think Practical

You must understand that you have a weak credit score and so itís obvious that you will have to pay more than someone with a good credit score. You must keep this in mind so that you donít feel dissatisfied in the end. Also, remember that choosing an expensive vehicle can unnecessarily increase your loan amount.

Decide on the exact loan amount. Also, know the amount of monthly payment that you can easily pay. For that, prepare your budget. Deduct all your expenses from your gross income and you will know the amount to spare for the loan payments. You can take help of the car loan calculators which are available online.

Nothing Is More Dangerous Than Ignorance

Yes, the words of Martin Luther King hold true even in the context of your car loan. If you are unaware of your credit score, the lender may cheat you and ask for a higher interest rate. Trust nobody but yourself and hence, get your credit score. There are several websites that help you get it.

Your credit score is determined on the basis of your report. The Federal Law allows you to check your credit report once a year and that too without any cost. You can go to annualcreditreport.com and get your free copy. Check for any errors. There are several cases where errors and identity theft have played havoc. If you find any discrepancy, report it to the credit bureaus.

Are You Ready?

To avail bad credit car loans, you must meet certain criteria. You will have to prepare your documents which will be needed by the lender. Hereís a list of all the papers:-

1. Proof of Income

You must be earning something between $ 1,000 - $ 2,000 per month.

If you are a salaried employee, send a copy of last two monthsí pay stubs to the lender. If you are a self-employed or individual contractor, you will have to submit your IT returns.

2. Bank Statements

Bank statements are like your personal diary. One can know everything about your finances from them. Lenders want to know if their money is safe with you and hence, will ask for your bank details.

3. Your Residential Proof

Most lenders want you to stay for at least six months in your current residence. You will need a residence proof and anything from a phone or an electricity bill will serve your purpose. If you are paying rent, then a receipt from your landlord can also be used as a proof.

4. Vehicle Information

Your car details will be required by the lender. If you havenít selected your car and are waiting for the loan approval, itís okay. But, you must submit the details as soon as you decide on a car.

Purchase price, VIN, carís year, make and model are essential. If you are buying a used car, donít forget to get the odometer disclosure and make sure that the title is clean.

Itís Time You Look Around

There are several options for availing a bad credit auto loan. Nonetheless, you will have to search for that one lender who offers you a perfect deal. Banks and dealerships are an option. But, if you want to have more choice, internet is your answer. There are several online auto financing companies that can help you in getting a loan. Most companies have a nation-wide network and hence, it would offer you more alternatives.

Donít fill the application form if the company charges you for it. There are many companies that offer free car loan quotes. Donít forget to ascertain the websiteís reliability. You can do so by verifying the security certificate. Once you are sure about everything, fill the form and get yourself approved.

So, remember your bad credit score can no longer cause you any pain. With this comprehensive bad credit auto loan guide, it can no longer be the reason of your rejection.

Get ready to enjoy the beautiful ďEvergreen StateĒ in your dream car. This is the time you forget all about your bad credit score and enjoy the rugged coastlines, mountains and deserts of Washington.

Get ready to drive your dream car with RapidCarLoans.net - Our bad credit auto loans Washington program is designed for all those who are suffering with a bad credit history. We offer loans at affordable interest rates. So, apply on our website and forget all your bad credit woes.

All the best in your search for that perfect auto loan.


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Sat, Oct 12th - 4:15AM

Use these Crucial Tips before Buying a Used Car in Washington

Washington is wrapped in natureís beauty. Diverse terrains make it even more stunning. From the rugged-pure beaches, high-rise mountains, desert lands, green forests to active volcanoes, the state has everything. Well, to explore the Evergreen State, you need to have a good transportation facility.

Even though public transportation is available in Washington, remote areas require a car. Washingtonís state routes are well-developed and offer great connectivity. And a car will obviously give you the much needed freedom. Imagine you donít have to leave early to catch the bus, because you have a car. It will take you faster - anywhere and everywhere you want.

Once you decide on buying a car in Washington, you will have to think about several things. This article gives you a comprehensive explanation of the many things involved in buying a car.

Money Makes the World Go Round

It may sound clichť to you, but itís the fact. You need money to buy everything. Although you always have the option of loans, it is better if you have some cash with you.

Car is not an expense, it is an investment. Your car will be with you for more than 3 years. Hence, you must take a well-thought out decision.

Consider several expenses that you will have to incur over the years. It starts with the registration process, taxes, insurance and fuel. Also consider the maintenance of car. I would like to advise that you should go for a car only when you can afford it. There is no point in buying a car which becomes a trouble for you.

Also think of car loans. There are several options for you in the State of Washington. You can visit lenders and dealers or also get online and search for an auto lending company. The best thing about using the web is that you donít have to get out of your house to avail an auto loan. So, get online and search for your perfect car loan.

Thinking of finance is useful as it will help you to narrow down your list.

Do You Believe In ďOld Is GoldĒ?

A carís basic work is providing you comfort and quick travel. And, with technological advancement, cars run many more miles than before. So, a pre-owned car can easily work for you. If you donít consider new car as a status symbol, then a used car is just fine for you.

After you decide on the used car, itís time to move on to the next set of questions.

Whatís The Purpose of Your Car?

Every individual needs a car for different reasons. So, decide why you need it. If you have a large family, a minivan will be useful to you. If your job requires more of off-road driving, then SUV will suit you. If you live in the Olympic Peninsula, then a convertible wonít be of much to you. As the region receives heavy rains, you will need something like SUV to tackle the muddy roads.

Also, make a list of all the car applications that you require in your car. So, if you need power steering, write it. Mention things like good mileage, safety devices, stereo, etc.

What Are The Car Buying Options In Washington?

The State provides you many options to choose your favorite car. You can go to a local dealer and search for the car. You can also go for the private party car loans option by buying a car from your neighbor or your cousin. Web is the latest addition to the list. Just type - in the car you want and you will get a long list of options to choose from.

The most important thing to keep in mind is that you should and must avoid dealing with a curbstoner. The Washington State Department of Licensing is very active in spreading awareness regarding such dubious individuals. A curbstoner often poses as the owner of the car but actually is an unlicensed dealer. If you buy a car from him, then transferring car title to your name becomes difficult.

Does Choosing A Car Ends The Process?

Well, the answer is no. First of all you must never choose a single car. Have at least 2-3 options with you. Consider these cars on the basis of following factors and choose your perfect car.

Take Precautions Against Lemon

The Washington State lemon law is for new cars, but even pre-owned cars can be covered under it. Confused?

Well, letís make it clear.

You cannot just call your car lemon and get your money back. It needs to be certified by an arbitrator. Now the arbitration request can be filed by second or subsequent owners if the vehicle was purchased within 2 years of the first delivery (delivery to the original retail consumer) and the car has no more than 24,000 miles on the odometer. The other condition is that a request must be received by the Lemon Law Administration within 30 months of the original retail delivery date.

This means that if your car is older than 2 years or has an odometer reading of more than 24,000 miles, you are not protected by the Washington State Lemon Law.

So, whenever you buy a used car make sure that the vehicle is working fine and it comes with manufacturerís warranty. If you donít do so, then settling claims will become a very torturous experience.

Whatís The Vehicleís Story?

Get the Vehicle Identification Number (VIN) of all the cars that you have chosen. Once you put the number in the database, you will get information about the car. It will give you detail of the carís history - problems, accidents, repairs. Also, call the previous owner and ask him about his experience with the car.

Whatís Your Carís Score (Miles)?

To buy a great car, it is important that you stay away from odometer fraud. Check the condition of pedals and the tires. The original tires generally last for 60,000 miles. So, if you see new tires and a lesser odometer reading, be alert.

Also, check for warranty cards and service reminders to get more idea about the car miles.

Clean Car Emission Requirements

After you choose your favorites, make sure they meet the clean air requirements. If your car is older than 2009, you wonít require to be certified. Also, previously-registered vehicles with more than 7,500 miles wonít require the certificate.

But all other cars which are newer than 2009 and have odometer readings lesser than 7,500 miles are required to fulfill the requirements.

To check whether the car is certified, ask the seller/dealer and also check the VECI label. The Vehicle Emissions Control Information (VECI) label in the engine compartment will help you know whether the vehicle is certified.

Clean and Clear- Thatís how The Title Should Be!

The carís title will establish you as the legal owner of the car. The title should be valid and shouldnít have any liens against it. If you want to check a car title, you can contact the Washington State Department of Licensing at (360) 902-3770.

Mechanic - Proof

Once you are sure about the car, get it checked from the expert.

Ask your trusted mechanic to do a thorough check. Ask him to tell you clearly about any faults and problems.

As the mechanic approves your choice, you will be assured of your choice.

Do remember the simple adage of our schooldays Ė Precaution is better than cure. Take proper precautions in buying a car, it is hundred times better than sulking over a bad car decision.

So, donít forget the tips. Get your own car and explore the beautiful State of Washington!

The single most important problem while buying a car is getting reasonable car loans in Washington. Well, RapidCarLoans.Net will help you solve this problem. Take advantage of our multiple lending options and get a chance of buying your perfect car. Just one simple online application will make you forget all your car loan blues.


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