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Wed, Jun 22nd - 10:36PM

How to get out of Financial Misery with a Car Title Loan?

If you have exhausted all the options of obtaining money, do not worry. There is one more option with you. It is your car. Confused? You can obtain a car title loan and get out of financial misery.

Get out of Financial Misery with a Car Title Loan

How does the Car Title Loan work?

It is easier and faster to get a car title loan when you own a car thatís paid off. You will have to provide the car title to the lender. In return, he will provide you with money.

Various auto financing companies and lenders offer online loan approval. They take help of the internet to reach maximum clientele. Also, many lenders design software applications for mobile to allow you to see how much loan amount you will get for the car title.

The car title loan carries high rate of interest as it is a short-term loan. While approving the loan, lenders consider the value of your car instead of your credit score. It is possible that a few lenders may even require car insurance. The loan amount depends on three things:

1) Your carís value;

2) The amount of cash you need;

3) Your ability to repay the loan.

Thin Line of Difference between Auto Pawn Loan and Car Title Loan

If you apply for an auto pawn loan, you will have to provide your car along with the car title to the lender. He will keep the car as security. Under the auto pawn loan program, you will receive more cash since both the car and the car title are in the possession of the lender.

What happens if you are unable to make Payments on the Car Title Loan?

If you are unable to make payments on the car title loan, you may lose your only car. However, the lender may allow you to keep the loan for one more month after the due date. The process is known as ďrolling overĒ the loan.

If you are unable to make payments even after rolling over the loan, the lender will repossess your car. He will sell it in an auction to recover money. So, it is essential to pay off your dues in the specified time period.

Car title loan is one of the best options to get money when you need it the most! But, remember to create a plan for ensuring regular payments. And, once you have a plan ready, it will get you out of financial misery and save your car from repossession.

Do not worry about your financial problems. Your car can help you in getting money. Apply with Rapid Car Loans to obtain fast car title loans. Apply now for bad credit auto financing in Michigan for immediate approval.


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Sun, Jun 19th - 11:09PM

Put your Student Auto Loan doubts to Sleep

An important part of college life is the ability to be able to manage different schedules in your life with your studies. The commute to college by public transport is tedious and takes a lot more time than it should. If you live off-campus, a car of your own will turn this difficult process into a smooth part of your day. With one thing less to worry about, you can focus more clearly on your studies and juggle time effectively between college schedule, your personal life and your part-time job.

Buy a Car with Student Auto Loans to make your College Life Easier

Buying a car is not a small investment. Most people, unless they are extraordinarily rich, need an auto loan to get them started. And as a college student, you will need it as well. The good news is that it does not take much to do it right. Just keep in mind some factors while choosing which lender and car you want to go with, and follow the procedure.

Choosing a Car

Buying a brand new car, which you will struggle to pay for, is not advisable. Most college students buy a used car as their first auto purchase. It is economical and practical.

Plan out your budget before you start looking at cars. List out your expenses and income/allowance, and have a clear idea of what kind of payments you are comfortable with.

While choosing a car, think carefully about fuel efficiency. SUVs, for example, will not only squeeze you for more money, but also use up more fuel. Consider the average miles you get per gallon from each car and make the smart choice.

Other costs

While applying for a student auto loan, be clear about your financial stature with the lender. This will help in establishing a doable payment structure for you. Consider other expenses like maintenance, insurance, fuel and repair and add them to the amount you will spend in buying the vehicle.

How can your Parents help you?

Convince your parents to sell their old car. Exchanging that car with the dealer for the one youíre buying will help in lowering the price. A lower price increases the possibility of paying the loan amount back on time. Also, after paying the money back, your credit history will show that you can make calculated financial decisions.

If your parents live in another state, you need not be concerned. Most lenders will not worry about an out-of-state co-signer.

Web Research

Go online and search for the kind of student auto loan deals that you want. Fortunately, there are lenders who are willing to meet with you and discuss terms and conditions clearly according to your needs. Find lenders who encourage college buyers. They will not be bothered much about your non-existent credit history.

Finalize the deal with someone you feel comfortable with. Remember that every time you make your payments, you will take a step closer to having a car of your own.

The word auto loan, especially for students, sounds daunting. But there is nothing complicated about it if done thoughtfully and well. Select an appropriately priced car, figure out the payment amount you can afford and make payments routinely. Itís as easy as that.

RapidCarLoans.net is here to make your college life easier. Buy a car quickly with student auto loans without worrying about your part-time income or credit score. Apply with no credit auto loan lender for easy approval.


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