Creating Communities. Connecting People
Welcome, Guest      Bookmark and Share
Tell a friend about this site Invite    
Barrie Home Inspector's Blog - RSS feed - Add to Google

Thu, Jul 28th - 3:37AM

Home Modifications to Protect Against Flooding

Making alterations to your home to defend it against flooding can not only help it survive a flood with less damage and inconvenience, but can also help mitigate the impact flood risk can have on the value of your home and the cost of your home flood insurance. If you have already been through a flooding event then you will already be aware how destructive and traumatic the experience can be, and will no doubt appreciate how much sense it makes to take adequate precautions.

An ideal time to implement flood resistance and resilience measures is before you go through a flood, but when it is too late hindsight is always 20:20. If you have just been through a flood event, you have the chance to consider undertaking improvements as part of any repair work that may need to be undertaken. The first thing you need to do after a flood has struck is phone your insurer and initiate the flood claim / reinstatement process.

When you make contact with your insurer, you should ask them if they will approve flood resistance and resilience improvements during the undertaking of repairs. An insurer will often be willing to consider allowing these measures to be taken if they will help reduce the cost of any future claims. In some cases the improvements will cost no more than normal repairs, so are even more likely to be approved by your insurer.

In other cases, flood defence improvements may cost dramatically more than a normal repair, so may not be totally covered by your house flood insurance policy. It may still be worth your time (and money) to go ahead and install the improvements, even if your insurer will not cover the expense. Sometimes an insurer will cover the cost of a resilience or resistance measure in part (if not in total), so it might still be possible to install them if you have a limited budget.

Some alterations can be particularly intensive, requiring extensive building work to install. When a modification is expensive you should always weigh up the current cost to fit it, against the likely future saving you will achieve with it installed. If you are at particularly high risk of seeing a repeat occurrence (homes at significant risk on the EA flood risk scale or Band 3 flood risk insurance rating) then it is likely that the cost of defences will be justified.

Several flood resistance and resilience measures might not only increase your home’s ability to weather a flood, but may include other inherent lifestyle benefits as well. Installing water resistant flooring such as tiling rather than carpet, is likely to have a positive impact on the value of your home for its aesthetic qualities alone. Replacing lower quality kitchen units with modern water resistant materials is likely stand up to flooding better and may make your kitchen a more inviting place to be.

In Barrie On there are many companies who specialize in Flood and Fire cleanup. The home owner should always ensure all required results are spelled out in their contract prior to signing. Remember the contract can be used to protect you and ensure your work is done to your specifications.

Barrie Home Inspector

Orillia Home Inspector

Alliston Home Inspector

Barrie Home Inspections

Barrie Hair Salon

Barrie Thermal Imaging and Infrared Scans

Barrie Real Estate Agents

Brookfield Dnd Irp Relocation Info

Midland Home Inspector

Midland Cottage Inspector

Bon Meditation Center

Toronto Commercial & Industrial Building Inspections

Toronto - Barrie Commercial Property Inspector

Barrie Home Inspections

Comment (0)

July 2011
          1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
prev   next

  • All Blogs
  • Messenger
  • Member Search
  • Who's Online
    WebRing Bloggers: 9271

    Members: 0
    Guests: 0

    Today: 1

  • Archives
    Recent Posts
    Jan 2017
    Oct 2014
    Jul 2014
    Jun 2014
    Oct 2013
    Sep 2013
    Aug 2013
    Jul 2013
    Oct 2012
    Feb 2012
    Dec 2011
    Nov 2011
    Sep 2011
    Dec 2010
    Nov 2010
    Sep 2010
    Jun 2010
    May 2010
    Mar 2010
    Jan 2010
    Dec 2009
    Mar 2009
    Feb 2009
    Jan 2009
    Dec 2008
    Nov 2008
    Oct 2008
    Sep 2008
    Aug 2008
    Jul 2008
    May 2008
    Apr 2008
    Mar 2008
    Feb 2008
    Nov 2007
    Oct 2007
    Jul 2007
    Jun 2007

    What's New | Popular | Auctions | Blogs | Webspace | Discuss | ShopDragon | Newsletter | Powered by R360 | Contact Us
    Copyright © 2001-2012 WebRing®, Inc. All rights reserved. Terms of Service - Help - Privacy Policy